Terms of Service
Last updated: 28 March 2026
1. Agreement to Terms
By accessing HomeNav ("we," "us," or "our"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this service.
2. Service Description
HomeNav provides information, tools, and guidance to assist UK house buyers. Our services include:
- Affordability calculators and analysis tools
- Market intelligence and property data
- Step-by-step buying process guidance
- AI-powered question and answer assistance
- Document management and checklists
3. Important Disclaimers
⚠️ Not Financial Advice
HomeNav provides information and general guidance only. Nothing on our platform constitutes regulated financial advice. You should always seek independent financial advice from a qualified professional before making property purchase decisions.
📊 Data Accuracy
While we strive for accuracy, property data, market forecasts, and calculations are provided "as is" without warranties. Always verify information independently and consult professionals for definitive guidance.
4. User Responsibilities
You agree to:
- Provide accurate information when using our tools
- Use the service only for lawful purposes
- Not attempt to circumvent any access restrictions
- Respect intellectual property rights
- Not share your account credentials with others
5. Privacy and Data
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms.
6. Pricing and Payment
HomeNav offers both free and premium features. Premium features require payment as indicated on our platform. All prices are in GBP and include applicable VAT.
- Free features remain available without charge
- Premium subscriptions are billed as indicated
- Refunds may be available as outlined in our refund policy
7. Intellectual Property
The HomeNav service, including all content, features, and functionality, is owned by App Factory Dev Ltd and protected by copyright, trademark, and other intellectual property laws.
8. Limitation of Liability
To the fullest extent permitted by law, HomeNav and App Factory Dev Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses.
9. Service Availability
We strive to maintain service availability but cannot guarantee uninterrupted access. We reserve the right to modify or discontinue the service with reasonable notice.
10. Governing Law
These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the English courts.
11. Changes to Terms
We may revise these terms at any time by posting updated terms on this page. Continued use of the service constitutes acceptance of any changes.
12. Contact Information
If you have questions about these Terms of Service, please contact us:
App Factory Dev Ltd
Email: legal@homenav.co.uk
Address: [Address to be added upon company registration]